Property finance · Jeddah

A Refined Approach to Property Financing

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An estimate, not a financing offer

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Mortgage calculator

Estimated on Saudi lending rules: SAMA caps financing at 90% of value for a citizen's first home and 70% for an additional home through a bank. Real estate transaction tax is 5%, with the first SAR 1,000,000 exempt for an eligible citizen's first home.

Monthly instalment

0per month

Financed amount0

Loan-to-value—

Down payment0

Real estate transaction tax (5%)0

Cash needed upfront0

Over the full term

Total profit / interest over the term0

Total repaid0

Talk to us about financing a purchase

These figures are a repayment estimate on the price you enter, calculated with a standard amortisation formula. They are not a valuation of any property and not an offer of finance: your bank sets the actual rate, fees and eligibility.

Financing ceiling
SAMA caps bank financing at 90% of value for a citizen's first home and 70% for an additional home.
Real estate transaction tax
5% of the price, with the first SAR 1,000,000 exempt for an eligible citizen's first home.
The bank decides
Your bank sets the actual rate, fees and eligibility.

Why Mortgages Matter

Build Long-Term Wealth

Real estate remains one of the strongest asset classes in Saudi Arabia.

Predictable Monthly Payments

Murabaha financing gives you clarity, stability, and structured repayment.

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Know exactly what you can afford before you commit to a purchase.

About these figures

The calculator works only from the price and terms you enter. It is an illustration of repayments, not a valuation of any property and not a financing offer; your bank sets the final rate, fees and eligibility.

The Power of Smart Financing

A mortgage is more than a payment plan — it’s a strategic tool that helps you secure the lifestyle you want. With TK Estate, you gain clarity, confidence, and the ability to make informed decisions about your future home or investment property.